Florida Personal Injury FAQs (Quick Answers)

Quick answer: If you were injured in Florida, start with the city or area closest to where the injury occurred. Each page below explains what to expect locally and how to move your case forward. For the statewide overview, start with our main Florida Personal Injury hub.

PAGE CONTENTS

Start here
How do I file a personal injury claim in Florida?
How long do I have to file a personal injury claim?
What is PIP insurance and how does it affect my claim?
What is modified comparative fault?
FAQ index
Filing, cost, and practical decisions
Timelines and what to expect
Damages, fault, and insurance
Authoritative resources

Want the full Personal Injury overview? Visit our main Personal Injury hub, or jump to the FAQ index below.

This page is an index of our in-depth FAQ articles and related resources. Each link below takes you to a dedicated page with fuller explanations, practical tips, and what to expect when pursuing a claim. For the broader overview — including local city and county pages — start with our
Florida Personal Injury hub.

Note: Personal injury laws in Florida changed significantly in 2023. Statute of limitations deadlines, comparative fault rules, and insurance requirements can all affect your case. If you have questions about a recent accident or injury, consider speaking with a lawyer quickly.
Florida Car Accident Law Changes: 2-Year Deadline & Expanded Move Over Rule

Start here

How do I file a personal injury claim in Florida?

A step-by-step overview of what happens from the moment of injury through demand letters, negotiations, and filing a lawsuit.

How Soon Do I Need a Personal Injury Lawyer after a Car Crash?
When to Contact a Personal Injury Lawyer?

How long do I have to file a personal injury claim?

Florida’s statute of limitations for most negligence claims is now 2 years. Miss this deadline and your claim is likely gone — no exceptions.

Florida Car Accident Law Changes: 2-Year Deadline & Expanded Move Over Rule

What is PIP insurance and how does it affect my claim?

Florida is a no-fault state. PIP covers your initial medical bills regardless of fault, but there are strict rules on when you can step outside the no-fault system and sue.

How Does PIP Work if I Am Not At Fault for the Accident?

What is modified comparative fault?

Florida changed its fault rules in 2023. If you are found to be more than 50% at fault, you cannot recover damages. Learn how this applies to your situation.

FAQ index

Filing, cost, and practical decisions

How do I file a personal injury claim in Florida?
Do I need an attorney for a personal injury claim?
How much does a personal injury attorney cost?
Can I settle without going to court?
Should I accept the first insurance settlement offer?

Timelines and what to expect

How long do I have to file a personal injury claim in Florida?
How long does a personal injury case take?
What happens after I file a lawsuit?
What is a demand letter?
What is mediation and will I have to go?

Damages, fault, and insurance

What damages can I recover in a personal injury case?
What is modified comparative fault in Florida?
What is PIP insurance and how does it affect my claim?
Can I sue if I was partially at fault?
What if the at-fault driver had no insurance?

Authoritative resources

Florida Bar note: This page is for general information and does not create an attorney-client relationship. Every case is different, and the best next step depends on the specific facts of your situation.