Florida prosecutes financial and computer crimes aggressively. If you’ve learned you’re under investigation—or you were just arrested—this guide explains the most common financial crimes in Florida, how prosecutors build these cases, and defense strategies that can make a real difference.
“White-collar” crimes are typically non-violent offenses involving deception, data misuse, or financial gain. In Florida, the most frequently charged financial crimes include:
Broad “communications fraud” statute often used in online, phone, or multi-transaction cases. Fla. Stat. §817.034
Financial transactions designed to conceal proceeds or promote unlawful activity. Fla. Stat. §896.101
Alleged false claims, staged losses, or billing fraud. Fla. Stat. §817.234
Unauthorized use of personal identification information. Fla. Stat. §817.568
Presenting a forged check or document knowing it’s false. Fla. Stat. §831.02
Unauthorized access, data tampering, phishing, and malware. Fla. Stat. §815.06
Typical evidence includes bank records, business ledgers, device forensics, IP logs, communications, witness statements, and—sometimes—undercover recordings. In larger matters, state agencies (e.g., DFS Fraud Division) work with federal partners like the FBI and FinCEN. These agencies focus on patterns: repeated transactions, linked devices, and communications that suggest an intent to defraud.
Depending on the statute, alleged loss amount, number of victims, and prior record, penalties range from misdemeanors to first-degree felonies—plus restitution, fines, probation, and professional licensing or immigration consequences. Federal exposure may arise where interstate communications, banks, benefits programs, or higher dollar amounts are involved.
If you receive a target letter, subpoena, or investigator call, get counsel before you speak. A short call can prevent avoidable mistakes and set the stage for a stronger outcome.
See our Florida White-Collar Defense page
More resources: Criminal Defense •
Orlando Criminal Defense Attorney •
Pretrial Motions
Yes, they’re non-violent—but prison is possible. Amounts, victims, and priors drive sentencing for financial crimes in Florida.
Restitution helps negotiations but doesn’t automatically end a case.
No. State cases can be severe; federal interest usually signals interstate scope, banking, or benefit programs.
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